Superannuation

Super in Your 60s

By Thornton, 18 October 2021

For most Australians, their 60s is the decade that marks retirement. For some this means a graceful slide into a fulfilling life of leisure, enjoying the fruits of a lifetime of hard work. However, for many it means a substantial drop in income an...

Superannuation

Super in Your 50s

By Thornton, 15 October 2021

If 50 really is the new 40, then life has just begun. The kids are gaining independence or may have left home, and the mortgage could be a thing of the past. Bliss. But galloping towards you is… retirement!. How are you tracking?A...

Superannuation

Super in Your 40s

By Thornton, 6 October 2021

Typically your forties is a time of established careers, teenage kids and a mortgage that is no longer daunting. There are still plenty of demands on the budget, but by this age there’s a good chance there’s some spare cash that can be put to good...

Superannuation

Super in Your 30s

By Thornton, 29 September 2021

If you are in your thirties, life may revolve around children and/or a mortgage. As much as we love our kids, the fact is they cost quite a lot. As for the mortgage, this is the age during which repayments are generally at their highest, relative ...

Superannuation

Super in Your 20s

By Thornton, 22 September 2021

Even in your twenties there are good reasons to take a bit more interest in your super. The average 25-year-old has around $10,000 in super, but the decisions you make now, even with relatively small sums of money, could earn you hundreds of thous...

Superannuation

Super Contribution Cap Update

By Thornton, 15 September 2021

With effect from 1 July 2021, changes to the transfer balance cap and contribution caps provide opportunities to accumulate more retirement savings than in prior years.These changes will be welcomed for many clients who wish to make additional...

Retirement

The Greatest Challenges Facing Future Retirees

By Thornton, 19 August 2021

Most working Australians aspire to the idea that they’ll reach a point where they can retire debt-free and with enough money in their superannuation fund – perhaps supplemented by the age pension – to provide them with a comfortable standard of li...

Personal Finance

What’s Up with Inflation?

By Thornton, 12 August 2021

Fears of a resurgence in inflation has been the big topic of conversation among bond and sharemarket commentators lately, which may come as a surprise to many given that our rate of inflation is just 1.1 per cent. Yet despite market rumblings, the...

Investing

Investing Lessons From the Pandemic

By Thornton, 6 August 2021

When the coronavirus pandemic hit financial markets in March 2020, almost 40 per cent was wiped off the value of shares in less than a month.i Understandably, many investors hit the panic button and switched to cash or withdrew savings from supera...

Superannuation

The New Financial Year Super Changes

By Thornton, 29 July 2021

As the new financial year gets underway, there are some big changes to superannuation that could add up to a welcome lift in your retirement savings.Some, like the rise in the Superannuation Guarantee (SG), will happen automatically so you won...